This a Pharmacy Subscription Service. THIS IS NOT INSURANCE. We provide you direct access to medications at negotiated PBM pricing, and Home Delivery Pharmacy pricing on a pre-paid basis. Clever RX offers solutions for high priced specialty drugs via an International Pharmacy or PAP service.  In addition, a discount pharmacy solution is available, were you search discount options and are directed to a specific pharmacy for super low pricing. Sometimes, this can be your lowest price option.